TO QUALIFY FOR ON THE LOT FINANCE, THE FOLLOWING CRITERIA MUST BE MET. 1. DOWN PAYMENT IS REQUIRED. FOR THE 2012 MAZDA 3, $1,700 DOWN IS REQUIRED. THE REQUIRED AMOUNT DOWN IS BASED ON VEHICLE SELLING PRICE. DOWN PAYMENT COMES OFF THE PRICE OF THE VEHICLE AND YOU RECEIVE 100% CREDIT FOR IT. STATE RELATED TAXES, TAG, AND TITLE FEES ARE NOT INCLUDED INCLUDED IN THE DOWN PAYMENT. DOWN PAYMENTS ARE NON-NEGOTIABLE AND ARE USED IN PLACE OF CREDIT SCORES, INCOME VERIFICATION, JOB VERIFICATION, TIME ON THE JOB REQUIREMENTS, ETC. 2. MUST LIVE WITHIN 60 MILES OF DEALERSHIP AND PROVIDE 2 UTILITY BILLS IN YOUR NAME FOR VERIFICATION PURPOSES. MAILING ADDRESS ARE NOT ACCEPTED, ONLY UTILITY BILLS, MORTGAGE AGREEMENTS, RENTAL AGREEMENTS, OR OTHER FORMS OF VERIFICATION THAT VALIDATE RESIDENCY WILL BE ACCEPTED. 3. VALID NORTH CAROLINA OR SOUTH CAROLINA LICENSE AS LONG AS PRIOR NOTED RESIDENCY REQUIREMENTS ARE MET. NO OTHER STATE LICENSE OR SSN'S WILL BE ACCEPTED. STATE ISSUED ID’S ARE ACCEPTABLE FOR PURCHASING CASH ONLY. IF YOU REQUIRE FINANCING A LICENSE IS REQUIRED FOR INSURANCE PURPOSES. NO EXCEPTIONS. 4. MUST OBTAIN FULL COVERAGE INSURANCE WITH LIENHOLDER INFO IN PLACE AND COLLISION DEDUCTIBLES NO MORE THAN $250. THIS COVERAGE MUST REMAIN IN EFFECT AT ALL TIMES UNTIL THE VEHICLE IS PAID FOR IN FULL. IN THE STATE OF NC ANYONE OF DRIVING AGE MUST BE LISTED ON YOUR INSURANCE POLICY WHETHER THEY HAVE LICENSE TO DRIVE OR NOT. BECAUSE INSURANCE COMPANIES REQUIRE THIS, WE MUST ALSO REQUIRE THIS TO ENSURE THAT THE INSURANCE COMPANY IS SATISFIED AND PROPERLY PROTECTS THE VEHICLE WHILE FINANCED. WORD OF MOUTH PROMISES THAT CHILDREN WON’T DRIVE ARE NOT ACCEPTABLE TO INSURANCE AGENTS AND THUS WON’T BE ACCEPTED BY THE FINANCE COMPANY. IF THE BUYER OF ANY PARTICULAR VEHICLE IS UNCERTAIN WHO THE VEHICLE IS FOR OR THE PERSON CHANGES, WE WILL NOT OFFER FINANCE. NO EXCEPTIONS. STRAWMAN PURCHASES ARE A FELONY IN NC. 5. DOOR DASH, UBER, RIDE SHARE, OR DELIVERY SERVICE WORKERS WILL NOT QUALIFY FOR IN HOUSE FINANCE UNLESS DISCLOSED TO INSURANCE COMPANY. INSURANCE COMPANY WILL NOT COVER YOU OR THE VEHICLE IN AN ACCIDENT IF YOU DO NOT DISCLOSE.